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What Credit Score Do I Need To Buy A Car?

Written by Jerry Reynolds | Jul 30, 2026, 11:38:47 PM

 

Q:  What Credit Score Do I Need To Buy A Car?  

A:  These days you can typically buy a new or used car no matter what your credit score is. But it plays a big role in your loan financing rate. Credit scores range from 300 to 850. The higher your score, the better your interest rate will be. Buyers with lower credit scores are considered higher risk to lenders, leading to higher interest rates. Always now your credit score when visiting a dealership.

For more on what to expect in the dealership finance office, click here →

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