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How Do I Negotiate A Car Price Even If I'm Paying Cash?

Written by Jerry Reynolds | Nov 13, 2026, 2:19:10 PM

 

Q:  How Do I Negotiate A Car Price Even If I'm Paying Cash??

There's really no difference in negotiating a car price if you're paying cash versus financing. In fact, it's a myth you can get a better deal paying cash. These days you can often get a better deal by financing with the dealership. Financing often means you get the benefit of factory incentives and rebates. You don't get those paying cash. So whatever you choose, negotiate a car price by doing your research and focusing on the out-the-door-price. 

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