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How Do I Lease A New Car?

Written by Jerry Reynolds | Sep 18, 2026, 1:02:57 PM

 

Q:  How Do I Lease A New Car?  

A traditional auto lease usually involves making a lower monthly payment for just a few years. Making a down payment will lower the payment, but it will not change the vehicle's residual value at lease-end, so a minimal down payment is best. Once the lease is up you have three options, walk away and pay a disposition fee, or any mileage or wear and tear charges, trade the vehicle in, or buy it. If there is equity, it's yours!  
 

Photo: djile/Shutterstock.com.